Health Services

All students have access to basic medical care provided by Health Services, located on campus at 175 W. Knox Street. For each visit you make, the medical practitioner will provide an assessment, diagnosis, and treatment. There is no per visit cost, and there is no limit to the number of visits you can make. To ensure that you have unlimited access, a $70 health services fee will be billed to each student at the beginning of each term.

Health Insurance Options We are committed to helping you find the right option to ensure your well-being, which is why all Knox students are strongly advised to have comprehensive health insurance while in college. While basic health care is available through Health Services on campus, chronic or extended medical conditions, prescriptions, x-rays, lab tests, emergency medical care, and hospital visits are your financial responsibility. Under the new federal Affordable Care Act (ACA) guidelines, you can remain on family plans until age 26. If you have a primary insurance provider or are enrolled in a voluntary health insurance program, please bring that provider card/information with you to campus. Voluntary Health Insurance: Although Knox does not administer or provide comprehensive health insurance for students, we have identified options through Lawrence E. Smith & Associates, Inc. for international and U.S. students. International students can learn more about the plan and receive a cost estimate by visiting HTH Worldwide. For U.S. students, more information about the United Healthcare student health insurance plan will be available on August 1.

Coverage Dates

On-campus health coverage begins September 5, 2012, through June 7, 2013 (only when classes are in session). Off-site coverage at OSF Galesburg Clinic or OSF Prompt Care (when classes are not in session):

• August 12, 2012, through September 4, 2012
• November 21, 2012, through January 2, 2013
• March 19, 2013, through March 26, 2013
• June 8, 2013, through Commencement

Off-site coverage does not apply while classes are in session, and there will be a $60 charge per office visit except for the dates listed above.

Accident Insurance Plan

All full-time students are automatically enrolled in an accident insurance plan that provides specified medical benefits in the event you are accidentally injured either on or off campus. There is an annual $83 fee (prorated for students beginning in winter or spring term) for this coverage. The accident insurance plan only covers medical expenses due to a covered accident. Please note the Knox policy number is 35-0255-2013.

Health Forms and Immunization Requirements

You will receive in the mail an Immunization Form (PDF) and an Emergency/Medical History Form (PDF). To help us meet your healthcare needs when you arrive on campus, both completed forms must be returned to us by August 6, 2012. Per state law, you will not be able to register for classes if we have not received both forms. Learn more about our immunization requirements.

Athletic Injuries, Insurance, and Physicals

Athletic injuries are cared for and treated through the Athletic Training Room located in the basement of Memorial Gymnasium. A staff of certified athletic trainers will:

• provide practice and game coverage
• evaluate and refer athletic injuries to team physicians in a variety of specialties
• perform necessary treatments and rehabilitations within the well-equipped facility

Athletic Insurance
To comply with NCAA requirements, we provide a group accidental insurance policy for all Knox student-athletes. The plan covers $1,000 up to $90,000 -- the threshold where the NCAA catastrophic coverage begins. The athletic insurance pays secondary to any other insurance and only covers accidents related to varsity athletic practice, competition, and/or supervised strength and conditioning activity. Club and intramural sports, off-season injuries,  chronic injuries, and illnesses are not included under this policy. To offset the cost, athletes are charged $200 to their student accounts once you have satisfied a year of eligibility in your sport. This fee is non-refundable and is a one-time per year charge no matter the number of sports in which you participate. Learn more about intercollegiate athletic insurance.

Athletic Physical Exams
You will not be allowed to start practice without a yearly physical examination and completion of an Emergency/Medical History Form (PDF). Athletic physicals will be offered for a fee of $25 on Monday, August 13, at 5:00 p.m. for football and 6:00 p.m. on Monday, August 20, for other fall sports teams. Physical exams for winter and spring sports teams will be on Monday, September 17, at 6:30 p.m. All athletic physicals will take place in the basement of Memorial Gym. Learn more about athletic physical examinations.

Questions about intercollegiate athletic injuries, health insurance, or physicals? Contact Scott Sunderland, head athletic trainer, at 309-341-7378 or ssunderl@knox.edu.